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What the 21st Century Cures Act Is and Why Health IT Teams Cannot Ignore It

The 21st Century Cures Act was enacted on December 13, 2016 as a broad biomedical innovation law covering NIH funding, FDA review pathways, and mental health reform. For health IT, the consequential material sits in Title IV, which redefined interoperability, prohibited information blocking, and created new Conditions of Certification for health IT developers. Unlike HIPAA, which governs how you protect patient data, the Cures Act governs how readily you must share it. That reversal of default posture is why compliance teams built around privacy alone tend to be unprepared for it, and why enforcement in 2026 has caught several developers off guard.

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When It Was Enacted and What It Amended

Signed December 13, 2016, the Cures Act amended the Public Health Service Act and the Federal Food, Drug, and Cosmetic Act. Title IV carries the health IT provisions relevant to developers, providers, and exchange networks.

Who the Law Applies To

The Cures Act defines three categories of regulated actor: health care providers, health IT developers of certified health IT, and health information networks or exchanges. Each faces different penalties for the same conduct.

How It Differs From HIPAA

HIPAA sets a floor for protecting protected health information. The Cures Act sets an obligation to share it. Where HIPAA permits withholding, the Cures Act may treat that same withholding as information blocking.

Why Software Vendors Are Directly Exposed

Developers of certified health IT sign Conditions of Certification as a condition of program participation. Breaching them risks certification loss, program bans, and civil monetary penalties independent of any customer contract.

The Agency That Administers It

The Office of the National Coordinator for Health IT was reorganized in July 2024 as the Assistant Secretary for Technology Policy, now cited as ASTP/ONC across current rules and guidance.

Key Cures Act Provisions Every Health IT Team Should Know by Number

Vendors and providers tend to discuss the Cures Act as a single mandate, which makes scoping conversations imprecise. In practice the obligations trace to specific sections, each with its own regulatory implementation and enforcement mechanism. Section 4002 governs certification conditions, 4003 defines interoperability and authorizes the trusted exchange framework, 4004 prohibits information blocking, 4005 established developer reporting, and Section 3060 sits in a different title entirely, carving certain clinical decision support software out of the FDA device definition. Knowing which section drives a requirement tells you which agency enforces it.

01

Section 4002: Conditions of Certification

Requires developers of certified health IT to attest to conditions covering information blocking, assurances, API access, real world testing, and communications. These are ongoing obligations, not one-time certification hurdles.

02

Section 4003: Interoperability and Trusted Exchange

Defines interoperability as exchange without special effort and without information blocking. It authorized the Trusted Exchange Framework and Common Agreement, the governance layer for nationwide query-based exchange.

03

Section 4004: Information Blocking

Prohibits practices that interfere with access, exchange, or use of electronic health information, except where required by law or covered by a regulatory exception. This section produces most Cures Act enforcement activity.

04

Section 4005: EHR Reporting and the Insights Condition

Directed a developer reporting program, implemented as the Insights Condition requiring annual metrics submission. Its scope has narrowed considerably under 2025 and 2026 enforcement discretion and deregulatory proposals.

05

Section 3060: Clinical Decision Support Software

Amended the Food, Drug, and Cosmetic Act to exclude certain CDS software from the medical device definition when four statutory criteria are met. Our FDA SaMD regulatory guide covers where that exclusion ends.

The Cures Act Final Rule and the HTI Rulemaking Sequence

Statute alone does not tell you what to build. The operative requirements live in regulation, and that regulation has been revised roughly annually since 2020. ONC published the Cures Act Final Rule on May 1, 2020, establishing information blocking definitions, exceptions, and the standardized API certification criterion. The HTI rule series then reshaped those requirements in stages: HTI-1 in January 2024, a limited HTI-2 in December 2024, followed by HTI-3 and HTI-4, and the HTI-5 deregulatory proposal in December 2025. Teams still building against 2020 guidance are working from a superseded rulebook.

Cures Act Final Rule, May 2020

Published at 85 FR 25642, this rule created the information blocking framework, the eight original exceptions, and the FHIR-based standardized API certification criterion at 45 CFR 170.315(g)(10).

Compliance Dates That Still Matter

Information blocking obligations took effect April 5, 2021. The full electronic health information definition applied from October 6, 2022, and standardized API certification was required by December 31, 2022.

HTI-1 Final Rule, January 2024

Revised information blocking definitions and exceptions, narrowed what counts as offering health IT, added a TEFCA manner exception, and introduced decision support intervention transparency and the Insights Condition.

HTI-2 and Its Partial Finalization

Proposed broadly in August 2024, only limited portions were finalized in December 2024, focused on privacy, information blocking, and TEFCA governance. Remaining proposals were formally withdrawn in December 2025.

HTI-4 and Electronic Prior Authorization

Adopted FHIR-based prior authorization and real-time prescription benefit certification criteria at 170.315(g)(31) through (g)(33), signalling that new certification investment is concentrating in payer-provider automation.

HTI-5 Proposed Rule, December 2025

Proposes removing 34 of 60 certification criteria and revising seven, while tightening several information blocking exceptions. Comments closed February 27, 2026, with a final rule still pending. Our ONC interoperability rules guide tracks status changes.

Information Blocking: Actors, Exceptions, and Real Penalties

Information blocking is the provision with teeth. Any practice likely to interfere with access, exchange, or use of electronic health information is prohibited unless a regulatory exception applies. The exception set has grown from the original eight to include the TEFCA manner exception added by HTI-1 and a care access protection exception added by HTI-2. Critically, exceptions are affirmative defenses that must be met in full, documented contemporaneously, and applied consistently. A practice that nearly satisfies an exception satisfies nothing, which is where most vendor exposure originates.

The Two Categories of Exception

Six exceptions cover not fulfilling a request, including preventing harm, privacy, security, infeasibility, health IT performance, and protecting care access. Four address the procedure for fulfilling requests.

Civil Monetary Penalties for Developers and Networks

Developers, entities offering certified health IT, and health information networks face penalties reaching $1 million per violation, effective since September 2023, with the possibility of violations stacking.

Medicare Disincentives for Providers

Providers are not subject to those civil monetary penalties. Instead they face Medicare payment disincentives, live since mid-2024, applied through the programs each provider type participates in.

Enforcement Turned Active in 2026

HHS named information blocking an enforcement priority in September 2025. In February 2026 ASTP/ONC confirmed it had begun issuing notices of potential nonconformity to certified health IT developers.

The Complaint Portal Is the Trigger

Nearly 1,600 complaints had been submitted through the public information blocking portal as of February 2026. Complaints, not audits, are what typically initiate scrutiny of a specific actor.

Contract Terms Are a Common Failure Point

Fees, licensing restrictions, and manner limitations written into customer agreements are frequently the blocking practice. Our information blocking compliance guide covers contract language review.

Certification and API Requirements That Shape How You Build

For engineering teams, the Cures Act translates into a specific technical stack rather than a policy posture. Certified health IT must expose a standardized FHIR API supporting both single patient and population level access, authenticated through OAuth 2.0 and OpenID Connect, returning data elements defined by the United States Core Data for Interoperability. Patient-facing applications must be able to register and connect without special effort or unreasonable fees. If your product consumes EHR data, these same requirements define what you can rely on being available from certified systems.

Standardized API Criterion 170.315(g)(10)

Requires FHIR Release 4 APIs supporting patient and population services, with documented registration processes. This criterion is the practical foundation of third-party application access to certified systems.

USCDI as the Data Floor

The United States Core Data for Interoperability specifies required data classes and elements. Versioning matters, since certification criteria reference specific versions with defined expiration timelines.

SMART on FHIR Authorization

Application authorization follows the SMART App Launch framework using OAuth 2.0 scopes and OpenID Connect identity tokens. See our SMART on FHIR glossary entry for launch context handling.

Electronic Health Information Export

Certified systems must support single patient and full population EHI export in a computable format, a requirement aimed squarely at reducing switching costs between vendors.

API Fees and Permitted Conditions

Developers may recover certain costs but cannot impose fees that create barriers to patient access or third-party application connection. Fee structures are reviewed against the fees exception.

From Meaningful Use to Promoting Interoperability

Cures Act API requirements build on earlier incentive program foundations. Our Meaningful Use glossary entry traces how those programs evolved into current promoting interoperability measures.

A Practical Cures Act Compliance Checklist for Product Teams

Compliance readiness is demonstrable or it is not real. The organizations that handle scrutiny well have documentation showing which requests were received, how each was handled, which exception was relied on where one was, and who approved that decision. The organizations that struggle have reasonable practices and no record of them. Work through the items below before an inquiry rather than after, because response windows for nonconformity notices are short and reconstructing intent retroactively is unconvincing to reviewers.

01

Audit Your Customer Contracts

Review fee schedules, licensing terms, API access conditions, and data export provisions against the fees, licensing, and content and manner exceptions. Amend terms that function as barriers.

02

Document Every Exception Reliance

Record the request, the exception claimed, the specific conditions satisfied, and the approver. Contemporaneous documentation is the difference between a defensible practice and an admitted one.

03

Stand Up a Request Intake Process

Route access requests through a tracked channel with defined response timelines. Requests handled informally by individual staff produce inconsistent outcomes and no evidence trail.

04

Test Third-Party App Registration End to End

Register a test application against your own API as an external developer would. Undocumented steps, manual approvals, and long delays are common findings in nonconformity reviews.

05

Assign Ownership Before an Inquiry Arrives

Name an accountable owner for information blocking response, with legal and engineering escalation paths. Nonconformity notices request explanations under deadline, not eventual investigation.

What HTI-5 Would Change and How to Plan Around It

HTI-5 pulls in two directions at once, and reading it as simple deregulation leads to poor planning. On certification, it proposes removing 34 of 60 criteria and revising seven, including the decision support intervention transparency requirements introduced by HTI-1. On information blocking, it tightens definitions and narrows exceptions ASTP/ONC believes have been misused, particularly around manner and fees. The net effect for most vendors is fewer certification artifacts to maintain and less room to justify withholding data. Plan capacity accordingly.

  1. Certification Scope Shrinks Substantially

    Proposed removals concentrate on legacy criteria from earlier editions, document-based exchange, and functionality ASTP/ONC considers commoditized. FHIR-based API criteria are retained and prioritized.

  2. AI Transparency Requirements Would Be Rolled Back

    The proposal removes decision support intervention certification criteria, including source attribute disclosures often described as model cards. Our AI healthcare regulations guide covers what governance remains.

  3. Information Blocking Gets Harder, Not Easier

    Proposed changes narrow the manner and fees exceptions and address what the agency describes as misuse of exceptions. Legacy systems unable to serve API requests become remediation projects.

  4. Real World Testing Obligations Descope

    Test plan submission and approval would give way to reliance on the voluntary Standards Version Advancement Process, letting developers adopt newer standard versions without waiting for rulemaking.

  5. What To Do Before the Final Rule Lands

    Do not retire documentation for criteria that are only proposed for removal. Do begin contract remediation now, since the information blocking tightening is the part unlikely to soften.

FAQs

Frequently Asked Questions About the 21st Century Cures Act

The questions below come up repeatedly in scoping conversations with providers and health IT vendors working through Cures Act obligations. Answers reflect the regulatory position as of September 2026, which matters because this area has been revised almost annually since 2020 and a further final rule is pending. If your situation involves TEFCA participation, reproductive health data, or an open nonconformity notice, the analysis shifts materially and warrants specific review rather than general guidance.

The Act was enacted December 13, 2016, but health IT obligations arrived through regulation. Information blocking compliance began April 5, 2021, and standardized API certification was required by December 31, 2022.

No. The Act is legislation. The Cures Act Final Rule, published May 2020, is the ONC regulation implementing it, and has since been amended by the HTI-1 through HTI-4 rules.

Developers, entities offering certified health IT, and health information networks face up to $1 million per violation. Providers instead face Medicare payment disincentives applied through their participating programs.

No. HIPAA still governs permitted uses and disclosures. Where HIPAA prohibits a disclosure, withholding is required by law and is not information blocking. Where HIPAA merely permits withholding, analysis is needed.

No. Health information networks and providers are regulated actors regardless of certification. Certification adds Conditions of Certification obligations on top of the information blocking prohibition.

Not as of September 2026. HTI-5 was published as a proposed rule on December 29, 2025, with the comment period closing February 27, 2026. A final rule remains pending.

Section 3060 amended the Food, Drug, and Cosmetic Act to exclude certain clinical decision support software from the medical device definition, provided the software meets each statutory criterion including clinician independent review.

Section 4003 authorized the Trusted Exchange Framework and Common Agreement. TEFCA participation also unlocks the TEFCA manner exception added to the information blocking rules by HTI-1.

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21st Century Cures Act: Complete Guide for Health IT (2026)